Products and Central Functions
This division is involved in the research, development and delivery of all new consumer products within the HBOS Retail Bank. Incorporating five product teams (Banking, Savings, Mortgages, Loans and Cards) as well as the key support functions of HR, Risk, Finance, Marketing and E-commerce, it provides services for Halifax, Bank of Scotland, Intelligent Finance, Birmingham Midshires and The Mortgage Business.
Its success demonstrates how accurately its teams have been able to pinpoint customers' needs and give them exactly what they want – be it a new bank or savings account, mortgage, credit card or personal loan.
The majority of roles here fall within established specialist areas such as Marketing, Finance, HR and Risk, or within the Product teams. They will suit people with strong commercial and analytical skills: highly numerate individuals who can interpret data and extract valuable insights from it – but who are not afraid to challenge conventional wisdom.